Pay over time

Financing Explained

Spread the cost of a mobility scooter, power wheelchair, lift or trailer over several months. We offer three financing companies at checkout and you pick the one that suits you.

3 to 24 months
6 months no interest
6 to 36 months

Terms checked October 25, 2026. Each company can change its terms and shows the current ones before you agree.

PaymentHow you would like to pay

Credit or debit cardVISA

KlarnaKlarna.

PayPalPayPal

Google PayG Pay

Affirm

Pay over 6 to 36 months. Learn more

After submission, you will be redirected to securely complete next steps.

ACH Payment

Amazon Paypay

The payment step at checkout with Affirm selected

Compare the three options

Each company sets its own terms and makes its own approval decision. Everything below is shown again before you agree to a plan.

Monthly financing

3 to 24 monthsAPR from 0% to 35.99%

Klarna shows the plans you qualify for after you choose it at checkout
Approval is decided by Klarna
Manage payments and reminders in the Klarna app

How it works

Choose Klarna in the payment step and place your order.
Enter a few details. Klarna tells you right away if you are approved.
Pick a plan. Klarna emails a confirmation and a reminder before each payment.

APR depends on your creditworthiness and the plan length and is subject to credit approval. Some orders need a down payment.

Needs PayPal

6 monthsno interest if paid in full, on purchases of $99 or more

A reusable credit line inside your PayPal account
No annual fee
PayPal Purchase Protection on eligible purchases

How it works

Choose PayPal at checkout. The PayPal button takes the place of Place order.
Log in and pick PayPal Credit. You can apply in the same window if you do not have it yet.
Confirm the payment and your order is placed.

Subject to credit approval. If the balance is not paid in full within 6 months, interest is charged from the purchase date. Minimum monthly payments are required.

New at checkout

Longest terms

6 to 36 monthson US orders from $50 to $30,000

Checking if you qualify does not affect your credit score
Affirm shows the monthly payment, interest and total cost before you agree
No late fees

How it works

Choose Affirm in the payment step and place your order.
Affirm opens in a secure window, asks a few questions and shows the plans you qualify for.
Pick a plan and confirm. You then pay Affirm each month.

Payment options through Affirm are subject to an eligibility check and are provided by the lending partners listed at affirm.com/lenders.

PaymentHow you would like to pay

Credit or debit cardVISA

KlarnaKlarna.

PayPalPayPal

Google PayG Pay

Affirm

Pay over 6 to 36 months. Learn more

After submission, you will be redirected to securely complete next steps.

ACH Payment

Amazon Paypay

At checkout

Where you choose financing

Financing sits in the payment step with the other ways to pay. Pick one and the company takes you through its short application.

Select the companyKlarna, PayPal and Affirm are listed with cards, Google Pay and ACH.
Place your orderA secure window opens where you finish the application.
Get a decisionYou see your plan and the full cost before anything is final.

Common questions

Still unsure which one fits? Call 1-888-233-5563 and we will walk you through it.

Which one should I choose?

Affirm has the longest terms and the widest order range. PayPal Credit suits you if you already use PayPal and can clear the balance within 6 months. Klarna works if you want monthly payments you can manage in an app. Each company shows its terms before you commit, so you can look at more than one.

What happens if I am not approved?

You can go back and choose another financing company or another way to pay. Each company makes its own decision.

Who do I pay each month?

You pay the financing company, not Heavy Duty Mobility. Questions about a statement or a payment date go to Klarna, PayPal or Affirm.

Can I order and apply over the phone?

Yes. Call 1-888-233-5563 and our specialists can take the order and help with the finance application.